Top Healthcare and Insurance Insights All in One Place

Countless studies have shown that your smile is the first thing people notice about you. Taking care of your pearly whites should be a top priority. Might as well keep your prescription glasses up to date so you can see all that brushing and flossing pay off. And how will you hear the compliments roll in if your hearing isn’t what it used to be?

Dental, vision, and hearing care are all essential to your health and quality of life, but most traditional health insurance plans don’t cover them. We consider being able to see well enough to drive to work to be important for your quality of life. Until American healthcare sees the light, the best option is to enroll in separate plans to cover care for your teeth, eyes, and ears. HealthBird has made it easy as pie to sign up for health insurance from the start. Now, we also offer a bundled plan that combines coverage for your teeth, hearing, and vision, too. Pay one monthly premium, and never worry about paying for that root canal or new glasses again.

Let’s not make this complicated

Open enrollment runs through January 15th, so seize the opportunity! Historically, anyone who wants head-to-toe health coverage has had no better option than paying several monthly premiums for several different healthcare plans.

What does the dental, vision, and hearing plan cover?

Prime DVH, provided by SureBridge, covers all three services in one policy. Coverage is offered for the whole family, and the options are flexible: You can see any provider you want, or get significant discounts by choosing an in-network provider. For a quick overview, coverage includes:

• Routine dental checkups and eye exams with no out-of-pocket costs
• An annual hearing exam of up to $75
• Coverage for dental diagnostics, restoration, periodontics, oral surgery and more
• Coverage for glasses, frames, contact lenses, hearing aids, and hearing aid repairs

Preventative care is covered in full. Other services require meeting a $100 deductible first, and only a percentage of the total cost of care is covered. For most services, Prime DVH covers 60% for the first year of coverage, rising to 80% by year three. It’s not 100%, but it’s so much better than paying full price out of pocket. Just biting a popcorn kernel can set you back thousands if you break a tooth, so why take the risk?

Dental, vision, and hearing coverage doesn’t replace the need for standard health coverage.

In states that legally require health coverage, the Prime DVH plan doesn’t meet the qualifications for minimum essential coverage under the Affordable Care Act. It’s supplemental, covering the services that most standard health insurance plans leave out.

Luckily, HealthBird makes it effortless to keep track of all your healthcare needs in one place. Find the perfect health insurance plan in minutes by answering a few easy questions. Our AI will do the rest.

Then, sign up for Prime DVH to cover those prescription contacts and dental cleanings. After that, keep using the HealthBird app to keep track of all things health-related: Schedule appointments, review electronic medical records, find doctors, get reminders to renew your prescriptions, and connect with our helpful concierge service if you need more help.

Don't have vision, dental, or hearing coverage? Explore supplemental health insurance plans with us to fill the gaps in your coverage.

Cut out the middleman and get your healthcare needs handled, fast

Life is busy enough as it is. We prefer working smarter, not harder, so why shop for multiple plans and download multiple apps just to keep track of them?

Read more about exactly what dental & vision coverage includes  to see what else HealthBird can do.

Unless you’re new to the internet, you’ve seen ambassador programs advertised. Amazon has one, as does eBay. The concept of every ambassador marketing program is the same: Content creators, from large publishers to bloggers and social media influencers, share customized links to their followers. Then, they earn a commission for any purchases made using their link.

To get the news out about HealthBird’s innovative app, we’ve started an ambassador program of our own: The HealthBird Ambassador Program. It’s not just for experienced content creators, either. Anyone can sign up because insurance is for everyone. You don’t need to have big connections or hundreds of followers on Instagram. Just tell your aunt, cousins, neighbors, and friends about HealthBird and start earning extra cash– All while helping people you care about to get the care they deserve.

Here’s how the Ambassador Program works

Step 1: Fill out a form to become an ambassador.

Anyone is eligible, so if you don’t have 50,000 followers, don’t worry. You’ll receive a unique referral link to track who clicks on it and signs up.

Step 2: Get approved and share your link.

Send it to your friends, family members, and anyone else you know who’s in the market for a new health insurance plan.

Step 3: Get paid.

You’ll earn commission for every member who converts in a health plan using your link within a 30-day window. It’s that easy.

Why it’s worth applying to be a HealthBird Ambassador?

Most ambassador programs are tricky to earn money from unless you already have a large following. That’s not the case here because we’re offering something priceless: A solution to a problem that almost everyone has experienced firsthand. Everyone needs health insurance, but choosing a plan is complicated and stressful. HealthBird takes the headache out of choosing a plan, and there’s no charge to use it.

Since it’s free, there’s no reason for your friends and neighbors not to try it out. Plus, it’s an easy sale: Anyone who becomes a HealthBird member has access to free features in addition to their new health insurance plan to put them in the driver’s seat of their own health. Book doctor’s appointments, get daily reminders for medications, add prescriptions, digital insurance cards, and more. What’s not to love?

We believe in our product so much that we’re offering one of the highest commission rates in the industry: $25 per enrolled member. Just a few referrals, and you’ll have earned yourself enough commission to upgrade your smartphone.

You also won’t have to figure out what to say all on your own. We can help! We provide support throughout the whole process and kickass in-house creatives to boost your campaign. If you have questions, just reach out to our Ambassador program manager for instant answers.

We did the math so you don’t have to

Refer just five people in a month, and you’ll have $475 extra in your pocket. Refer 10, and you’ll have nearly $1,000. The best part? You’ll actually be helping others to get the care they deserve, in the easiest way possible.

Apply to become an ambassador today, or email us at affiliates@healthbird.com

Why the enrollment period is so crucial not to miss?

When you buy a car, you can buy insurance anytime. (Just as long as you don’t get caught driving without it!) Health insurance works much differently. Open enrollment for health insurance is only offered once a year for a short period of time. For those who get insurance benefits through their workplace, open enrollment usually happens in the fall. Employers have some say over when open enrollment for the company is offered, so they’re responsible for notifying staff members in advance.

For those who buy their own health insurance, the open enrollment period starts on November 1. This year, the window to enroll has been extended through January 15th, so everyone has a little more time to choose a plan. You could wait until the last minute, but why would you? Choosing a plan is way easier than it seems, and if you start now, you’ll have more time to weigh your options.

So what happens if you miss it?

The answer isn’t great: You’ll likely be without health insurance for the rest of the year until the next open enrollment period. The only way to get health insurance outside of the open enrollment window is if you have a qualifying life event.
These include:

• Loss of existing health care coverage, like a plan provided by your school or employer
• Loss of eligibility for state-funded programs, like Medicare or Medicaid
• Losing coverage through a parent or guardian’s plan due to turning 26
• Getting married or divorced
• Having a baby or adopting a child
• Having a death in the family
• Moving to another city

If none of those apply to you, you’re out of luck. Depending on which state you live in, you might get slapped with hefty fines, too. The Affordable Care Act is no longer enforcing tax penalties for not having insurance, but states can still opt to fine residents for going without. California residents, for example, can be fined at least $850 for a single adult without insurance.

In addition to fines, not having insurance is like playing with fire. If you happen to fall seriously ill or get injured, you’ll be on the hook for all your medical bills. Considering that just the ride to the hospital can cost about $1,200, it’s not worth the risk.

If you do miss open enrollment, check first to see if you have any qualifying life events. If not, check if you qualify for Medicaid. The elderly, people with disabilities, pregnant women, and anyone earning below a certain income level are eligible, and you can enroll in Medicaid at any time. If you apply for it during open enrollment and are notified that you’re ineligible, you’ll have 60 days to enroll in a different health plan.

If all of these options fall through, consider signing up for a short-term health insurance plan.  This provides members a temporary option to bridge the gap until the next open enrollment period. Concierge medicine that offers online appointments, faster appointments, and no copays can also serve as a temporary option. Concierge medicine doesn’t cover hospital visits and surgeries, however. Even if you join a concierge plan, it’s important to enroll in a conventional health plan as soon as possible.

Look at open enrollment as an opportunity to revisit your health plan

Even if you have insurance now, open enrollment gives you a chance to reevaluate and pick a plan that fits your needs this year, not last. For example, if your allergies have gotten out of control, a PPO plan will give you the flexibility to see any allergist you want. If there’s a particular primary care doctor your best friend adores, now’s your chance to make a change. Change is good! Instead of seeing open enrollment as a stressful experience, see it as an opportunity to take great care of yourself this year.

Getting insurance is cheaper and easier than it used to be

Thanks to the American Rescue Plan Act of 2021, some people who previously didn’t qualify for assistance in paying for health coverage are now eligible. Almost everyone qualifies for additional tax credits. In effect, health insurance premiums are lower across the board, and will stay that way through at least 2025.

Ready to get your health care needs squared away for this year? Let’s check that box off your to-do list. HealthBird makes it a breeze to compare your best options. Instead of skimming through confusing plan descriptions on your own, just answer a few questions, and our exclusive algorithm will generate a list of quotes that fit your needs to a tee.

Register now and try it out for yourself!

Need more help? Don’t sweat it. Call us +1 (833) 384-2473, and one of our experienced insurance experts will help you make an informed choice.